Unfiled Tax Returns: Get Back in Good Standing with the IRS

Haven't filed in a year, or in ten? I'm Sophia Sinclair Miller, CPA. I pull what the IRS already has on file, rebuild the missing returns, and handle the IRS for you.

Or call 754-704-2562 (Mon-Fri 8 AM-2 PM and 4-7 PM ET). New York CPA. Authorized to represent you before the IRS. 15+ years as a CPA. Serving Broward County.

If you have unfiled tax returns, the hardest part is usually the first call. Most people I talk to have been avoiding the IRS for months or years, and they assume the worst. The reality is more ordinary: the IRS sends notices, adds penalties and interest, and in many cases files a return for you using only the income it knows about, which rarely works in your favor. Filing the missing returns yourself, correctly, is almost always the first step back to good standing. I help individuals and small business owners in Fort Lauderdale and across Broward County do exactly that.

What Actually Happens When Returns Go Unfiled

  • Penalties and interest keep building. The failure-to-file penalty is far larger than the failure-to-pay penalty, so filing late is better than not filing, even when you can't pay.

  • The IRS can file for you. It may prepare a substitute return from the income reports it has, usually without your deductions, credits or filing status, so the bill is higher than it should be.

  • Collection can follow. Once a balance is assessed, the IRS can send final notices and, in some cases, levy wages or bank accounts.

  • Refunds expire. If you were owed money, a refund generally has to be claimed within three years of the original due date.

  • Other options stay closed. Most IRS payment options, penalty relief and settlement programs require your returns to be filed first.

Is This You?

  • You missed one or two years and received an IRS notice. Let's handle it before the deadline on the notice.

  • You haven't filed in many years and don't know where to start. The first step is finding out what the IRS already has.

  • You own a small business whose books or payroll filings fell behind, so your personal returns did too.

  • Your records are missing. Lost W-2s, 1099s or business receipts are fixable. I start from your IRS transcripts.

  • The IRS filed a substitute return for you and you want to respond before the deadline.

  • Penalties are piling up. After the returns are filed, I look at whether penalty relief fits your facts.

How Getting Caught Up Works

  • Step 1, free consultation. 15 minutes on the phone. We talk through your situation and what you've received from the IRS.

  • Step 2, IRS transcript review. I pull your IRS account and income transcripts to see which years are missing, what the IRS already has, and what has been assessed. Details are in the engagement letter before any work starts.

  • Step 3, written plan. The years to file, what's likely owed or refundable, and my recommended order. You decide. Nothing starts without your signed engagement letter.

  • Step 4, I file the missing returns. Prepared from your records and the IRS's information, so your deductions and credits are counted.

  • Step 5, I deal with the IRS. With a signed power of attorney, I send the returns, respond to notices and set up what comes next: a payment arrangement, a penalty abatement request, or a review of other options where the facts support it.

  • Step 6, stay current. I help you set up so the next filing season doesn't repeat this.

Who Is Handling Your IRS Case

Clarity and a plan. That's what you get from me. Most people who reach out have been avoiding the IRS for months. You don't need a sales pitch. You need to know where you stand and what happens next.

  • New York CPA, authorized to represent you before the IRS. Once you sign a power of attorney, I deal with the IRS for you.

  • 15+ years as a CPA, starting in Big Four audit and including more than three years preparing and reviewing complex multi-state returns for individuals, trusts, estates and business owners.

  • Hands-on IRS notice work. I've analyzed IRS and state notices, written the responses, filed amended returns and prepared penalty abatement requests.

  • Dozens of IRS cases handled for individuals and small business owners.

  • A written plan before any work starts. You see your options, what each involves, and what I recommend. You decide.

  • No outcome guarantees. Ever. The IRS decides every case. I'll tell you plainly when something isn't a good fit.

Unfiled Tax Returns: Common Questions

How many years of returns do I have to file?

The IRS generally looks at the last six years for enforcement purposes, though it can ask for more in some situations. A review of your account shows what it expects in your case.

Will I go to jail for not filing?

Criminal cases are uncommon and usually involve willful, repeated conduct, not people who fell behind. The more common results are penalties, interest and collection notices. Filing now is what moves things in the right direction.

What if I can't pay what I owe?

File anyway. The penalty for not filing is generally much higher than the penalty for not paying, and a filed return opens up payment arrangements and other options. I'll go through what fits your finances after the returns are on file.

I lost my W-2s, 1099s and records. Can you still file?

Usually yes. The IRS has copies of most income reports, and I start from your transcripts. Business expenses may need other support, and I'll tell you what's needed.

The IRS already filed a return for me. Can that be fixed?

Often a substitute return can be replaced by a properly filed one, which usually shows a lower balance. Timing and the notice deadlines matter, so call before the response date.

Can penalties be removed?

Sometimes. Penalty relief such as First-Time Abatement or reasonable cause may apply depending on your history and facts. I can't predict what the IRS will do.

Do I need to talk to the IRS myself?

Once you sign a power of attorney, I communicate with the IRS for you.

Are you part of the IRS?

No. Greenfield Tax Resolution is a private CPA practice and is not affiliated with the IRS or any government agency.

Unfiled Returns Help Across Broward County

Greenfield helps taxpayers in Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs, Pompano Beach, Davie, Plantation, Sunrise, Weston, Deerfield Beach and throughout Broward County. Consultations by phone or video. See also Tax Relief in Broward County

Ready to Get Caught Up?

You don't need every record or every answer. Tell me what you have, and I'll tell you what comes next.

Greenfield Tax Resolution is a private CPA practice and is not affiliated with the Internal Revenue Service or any government agency. Results vary based on individual facts and are not guaranteed. Representation before the IRS is performed under Treasury Department Circular 230. Fees are set out in a written engagement letter before work begins.